Everything The Vision Bank does, in one place
Twelve services across banking, digital assets, payments and wealth — each with its own page setting out how it works, what it costs you in effort, and where it connects to the rest of the account.
Banking
Multi-currency accounts
Hold EUR, USD, GBP and CHF next to Bitcoin and stablecoins in one account with a named IBAN, SEPA and SWIFT payments, and segregated client money.
Read morePrivate client & OTC desk
Large-size conversions handled by a dealer rather than an order book, with quoted pricing, a named relationship contact and settlement into your own account.
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Digital assets
Crypto custody
Cold-storage custody for Bitcoin, Ethereum, stablecoins and tokenised gold, with withdrawal whitelisting, address screening and published proof of reserves.
Read moreInstant exchange & swap
Convert fiat, Bitcoin, stablecoins and tokenised gold at a locked rate with the full fee shown up front. Get a quote without opening an account.
Read moreTVB token
The Vision Bank token: on-chain liquidity across major pools, client benefit tiers tied to holdings, and a treasury governed by a multi-signature Safe.
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Payments
Virtual and metal cards
Spend fiat or crypto balances anywhere cards are accepted. Virtual cards issue instantly with per-card limits, freeze controls and the settlement balance you pick.
Read moreCrypto payment links
Get paid in the asset you choose while customers pay with whatever they hold. Share a link, we convert and settle, with live status from pending to confirmed.
Read moreTVB Pay for Telegram
Request and send payments inside Telegram using your existing balances, rates and limits — no separate wallet to fund and realtime status on every request.
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Wealth
Earn on idle balances
Put idle cash, stablecoins and tokenised gold to work with flexible or fixed-term earn products, published rates and interest accrued daily.
Read moreCrypto-backed loans
Borrow against Bitcoin, Ethereum and other holdings with published LTV bands, margin alerts well before liquidation, and no disposal of your position.
Read moreTiered credit lines
A revolving credit line secured by your portfolio, with tier limits that grow with collateral and account history and interest charged only on what you draw.
Read moreReal estate financing
Finance and hold income-producing property alongside your banking relationship, with vetted listings, digital agreements and rental income credited to your account.
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Common questions about our services
- Can I hold euros and Bitcoin in the same account?
- Yes. A The Vision Bank account holds fiat balances in EUR, USD, GBP and CHF alongside Bitcoin, Ethereum, stablecoins and tokenised gold. You can convert between them at a locked rate without moving funds to an external exchange.
- Can I borrow against my crypto without selling it?
- Yes. Crypto-backed loans and tiered credit lines let you pledge Bitcoin, Ethereum or other supported assets as collateral and draw cash against them. Your holdings stay in custody, so your market exposure is unchanged and no disposal takes place.
- How fast are international transfers?
- SEPA payments in euro typically settle the same or next business day, and SWIFT transfers usually take one to three business days depending on the corridor. On-chain transfers settle as soon as the network confirms them, which is minutes for most assets.
- What does it cost to convert between currencies and crypto?
- Every conversion shows the exact rate and fee before you confirm, and the full schedule is published on the fees page. There are no spread mark-ups applied after a quote is locked.
- How do I know the assets are really there?
- Digital asset holdings are reconciled against on-chain wallet balances and covered by periodic proof-of-reserves attestations. Fiat balances are held on a 1:1 basis in segregated client accounts at regulated banking partners.