Learn digital assets, custody and modern finance
Plain-English guides on digital assets, custody, security, lending, proof-of-reserves, banking rails and compliance — written for people who want to understand what sits behind their account.
Foundations of Bitcoin, stablecoins, blockchains and tokenisation.
What is Bitcoin?
The original cryptocurrency, explained from first principles.
What are cryptocurrencies?
A plain-English overview of digital currencies and how they differ from fiat.
What are stablecoins?
How stablecoins hold their peg and why they matter for digital payments.
How do blockchain networks work?
Blocks, validators, consensus and settlement — without the jargon.
What is tokenisation?
Representing real-world assets on public blockchains.
How digital assets are stored, protected and controlled.
What is crypto custody?
How digital assets are safeguarded through cryptographic keys, hardware and operational controls.
Hot wallets vs cold wallets
The trade-off between online convenience and offline security.
Private keys explained
What a private key is, why it matters, and how it should be protected.
Multi-signature wallets
How multi-sig removes single points of failure.
Institutional custody explained
How professional custody differs from wallet apps and exchanges.
Proof-of-reserves, on-chain verification and independent attestations.
What is proof of reserves?
How platforms can demonstrate that user balances are backed by real assets.
How blockchain audits work
What auditors can and cannot verify on public blockchains.
On-chain transparency explained
Reading public ledgers, wallet balances and transaction flows.
Asset segregation explained
Why client assets should be held separately from operating funds.
Modern digital banking, IBAN accounts, SEPA and SWIFT.
Crypto vs traditional banking
How digital-asset services compare with the traditional banking rails.
Digital banking explained
How modern digital banks operate and how they differ from legacy banks.
IBAN accounts explained
What an IBAN is and how it routes payments across Europe.
SEPA and SWIFT explained
The two networks that move money across banks and borders.
Collateralised lending, loan-to-value and liquidation mechanics.
How crypto-backed loans work
Borrowing fiat against digital-asset collateral, step by step.
How collateral works
The role of collateral in secured lending.
Loan-to-value explained
Understanding the LTV ratio and why it drives loan terms.
Liquidations explained
How and why collateral positions get liquidated.
KYC, AML and transaction monitoring in regulated financial services.
What is KYC?
Why financial institutions verify customer identity.
What is AML?
Anti-money-laundering obligations for regulated platforms.
Why financial institutions verify customers
The rules and rationale behind identity checks.
How transaction monitoring works
How suspicious activity is detected and escalated.
Bring what you've learned into practice
Open a Vision Bank account to use custody, transparency reporting and crypto-backed lending in one regulated interface.